Quick Take & Executive Summary
- **Pause for 24 hours** before any non-essential purchase over $50–$100 to shift from impulse to intention.
- **Separate needs from wants**—needs solve problems, wants solve feelings. Ask: “Will I care about this in 30 days?”
- **Check your budget reality**—if you’re using credit or skipping savings, you’re not buying it, you’re borrowing it.