Quick Take & Executive Summary
- **Impulse buys cost more than the price tag** – that $40 splurge can mean $200 in lost savings or $60 in credit card interest.
- **Ask “What am I giving up?”** – every reactive purchase steals flexibility for emergencies, trips, or debt-free months later.
- **Pause before you tap** – if it’s a dopamine hit, not a priority, walk away. Your future self gets lower stress and a healthier bank balance.